BuoyFi Calculator* uses your medical debt info and income to map out a personalized plan to pay what you can afford – as a single settlement or in monthly payments you can handle.
BuoyFi Savings makes preparing for future medical expenses easy by saving small, affordable amounts every time you swipe for coffee, buy groceries, or pay your utilities.
BuoyFi Payments keeps track of your bills and debts all in one place so you can stay on top of your payments
Our Mission is to empower all Americans to free themselves from burdensome medical debt while building healthier financial futures.
BuoyFi uses your income and medical debt balance to calculate both a single payment settlement and affordable monthly payment options. These solutions were developed with guidance from our partners who have engaged with more than 21 million patients representing 44 million healthcare accounts to help reduce their medical debt. We encourage you to use BuoyFi’s guidelines and tools to negotiate a solution that fits your budget, save for future expenses, and better manage your personal finances.
BuoyFi’s Calculator tool uses your household income and medical debt balance to suggest an affordable settlement and payment plan options. Enter your information manually, or use our secure data partners Plaid and BillGO to automatically sync BuoyFi with your payroll, banking, and billing accounts to personalize your recommendations based on your actual income and debt.
We’re committed to maintaining the confidentiality and security of your personal information. We use the same encryption tech as leading names in banking and finance to keep your data safe and protect your log-in credentials.
BuoyFi recommends an affordable settlement or payment plan based on your household income and medical debt, and informed by decades working with patients to resolve burdensome debt by building an affordable payment plan. While select BuoyFi partners have agreed to accept Buoyfi’s settlement proposals and plans, you also can use our recommendations with non-partners to suggest a reduced balance and negotiate more affordable payment terms. Just send our recommended settlement to your creditor and review our tips for negotiating medical debt here. Check out this blog post for more information.