BuoyFi is not a bank, it is a financial technology company. BuoyFi banking, brokerage, FX, and other regulated activities are provided by our licensed partners in the United States and Brazil. Cash Management services are provided by Synapse Brokerage LLC, a registered broker dealer and member FINRA/SIPC. Synapse Brokerage LLC provides cash management accounts and related services that allow customers to sweep uninvested cash balances into certain FDIC-insured bank accounts at Synapse Program Banks. Synapse Brokerage LLC is not a bank. Use of the cash management services are subject to Synapse Brokerage LLC’s terms of service, found at synapsefi.com/legal